What does this quote from Freedom Writers Diary mean to you?

Posted on September 25th, 2009 by admin

“It’s always said that ‘All good things come to an end,’ but I’m learning they don’t have to.”

Just what it says. Lots ,or most people believe that good luck, Looks, or other things like love etc. never last, All can go no, Luck, just take breaks, looks, surgery, Love, Takes work, ETC. To me it means, don’t give up on the good things. TIM

Filed under freedom quote | 1 Comment »

Are black focused schools in toronto in accordance with constitution and charter of freedom & rights ?

Posted on September 25th, 2009 by admin

Is there anything that’s inconsistent ? I do not have much knowledge about the constitution and have a very general understanding of the charter.

probably not. Blacks focused schools do not have follow rules.

Does any one ever play Monster hunter freedom 2 online anymore?

Posted on September 25th, 2009 by admin

i went to the online gathering hall and no one is there i just got online on my psp. Is there something im missing?

Nope there are people I’ll be on there tommorow =D

When the First Amendment was written guaranteeing freedom of the press?

Posted on September 25th, 2009 by admin

When the First Amendment was written guaranteeing freedom of the press,

1. a. there was virtually no daily press in this country.
2. b. only the largest cities had a daily press.
3. c. the penny press was prevalent.
4. d. the press was owned by the government.
5. e. the telegraph was revolutionizing the newspaper industry and stimulating the rapid spread of daily newspapers throughout the country.

A. there was virtually no daily press in this country.

There is no such thing as a penny press.
Largest cities didn’t have daily presses until the 1800’s
Press has never been owned by the government, at least not in the USA.
telegraph is not print, it’s sound used to communicate via pings, this is where Morse Code comes from.

I have been paying down my mortgage aggressively. I want the freedom to own my home. Thoughts on this -?

Posted on September 25th, 2009 by admin

I am 42 and my husband is 46. We do not "sacrifice" but are careful. Our current outstanding mortgage is $160,000. We started with $346,000 almost 4 years ago, but have been paying it down. Our interest is 4% but it is an adjustable that may jump to 6% in April of 2009. Is there a way to refinance and lower my payments so that we may pay off our home sooner, and so that we may be able to afford college without struggling?

If the true value of the home, based on a hard appraisal and not a quesstimate, then you are at about 46% loan to value! Great job! Have you ever calclauted your APR to see how much money you did save by applying additional payments?
Did you start out with a 30 year mortgage? Would you be looking at just a rate and term refinance with no cash out? Look at a 15 year rate and a 10 year rate. Go to a fixed rate product with no pre-pay. Definetly talk with your banker and explain what you are trying to accomplish…but I will tell you this….with you having so much equity already and a low rate, they’ll probably steer you to a HELOC (Home Equity Line of Credit) and not touch the first. In my opinion, don’t do it! Get a Fixed rate on the first and don’t tap into the equity unless you need it to pay for college. Do you? A HELOC loan operates just like a revolving charge card and the rate changes everytime the index margin changes…so it has all the potential to increase on the rate and it’s also a Second Mortgage on your home..which is a lien in second position.
So,if I were the person doing your home loan knowing you didn’t want to tap into the equity you already have for college expenses, I’d put you in a Fixed Rate product, run you an APR and show you how to pay the home off in less time as well.The big question would be…what is your principal and interest monthly as of now…..not the extra you’re paying, but what is on the Mortage Note itself?

Filed under freedom home | 4 Comments »

How does the freedom of speech protect my rights as a citizen?

Posted on September 25th, 2009 by admin

Also, what is a historical example of the freedom of speech?

You have the right to say Pittsburg is the greatest football franchise in history without getting thrown in jail. Others do have the right to disagree with you, as well.

does the separation of Church and State help in maintaining Freedom of Religion?

Posted on September 25th, 2009 by admin

does the separation of Church and State help in maintaining Freedom of Religion?

Absolutely – that is the whole purpose of it!

As Thomas Jefferson put it, “I am for freedom of religion, & against all maneuvres to bring about a legal ascendancy of one sect over another.”

This is why Christian-themed icons & groups need to stay out of government institutions – because their inclusion marginalizes the non-Christian citizens of a country in which “all men are created equal.”

The freedom to worship (or not) as we choose is one of the things that makes the U.S. a great place to live.

How do you fix a open high limit device in an american standard freedom 80 furnace? Is it expensive?

Posted on September 25th, 2009 by admin

troubleshooting 4 flashs indicating open high limit device. Can this be repaired by myself or do I need a professional to do this? Will this cost a lot of money to repair? American Standard Freedom 80 furnace.

Your furnace has more than one limit switches. These are safety controls designed to open up the ignition circuit in the event of overheating. Something is causing the furnace to overheat. For the DYI, I would recommend you check the filter and the vent to see if either is restricted. You will need to power down the furnace to reset the fault condition. Outside of that, call a licensed technician. The cost to repair this should be somewhat modest.

Why is a free and unbiased press so important to our freedom and the American way of life?

Posted on September 25th, 2009 by admin

Why is a free and unbiased press so important to our freedom and the American way of life?

Please be detailed if possible.

There is not and never has been a free and unbiased press in the U.S., The media claim to be "journalists", i.e. recording history as it happens. But they are more hacks (some left, most right) who are continually campaigning for their own points of view.

Filed under freedom life | 7 Comments »

I need more info on Sydney Financial Group. Is it a scam or the real deal. they promise debt freedom in 3-5 yr

Posted on September 25th, 2009 by admin

I have a friend who is planning on refinancing her mortgage and all of her debt thru this company. I am skeptical that all of her debt can be erased in that short amount of time. I need more information on this company so that she can make a better decision.
i need proof that this does not work. I checked with the Better Buisness Bureau and they have no complaints against this company. I agree with the answers to my question so far but i need proof.

Henry,
Do your homework! Don’t let others think for you. If someone tells you they will make your debts disappear, unless it’s your rich uncle, find out exactly how and what’s in it for them. If someone tell you that you can pay off $1,200 at $100 per month in 9 months, do the math, where’s the other $300?
If it smells like a scam, it usually is.

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